На период бета-тестирования объявления на выдачу кредитов создаются через запрос в службу поддержки.
Отправьте ваш запрос, и он будет рассмотрен в самое ближайшее время. Как только период бета-тестирования будет окончен, все кредиторы смогут размещать объявления без ограничений. Благодарим за понимание.
These Terms of Service are legally binding terms to govern use of this site. Please read these Terms of Service carefully before using the site because they affect your legal rights and obligations.
If you do not agree with any of these Terms of Service please do not use this site, by using this Site you will be deemed to have irrevocably agreed to these terms. Please note that these Terms of Service may be revised and reissued without notice at any time. You should visit this page regularly to review the current Terms of Service, since your continued use of the site will be deemed as irrevocable acceptance of any revisions.
Services provided by Biterest might not be legally allowed in certain jurisdictions. By accepting these Terms of Service you confirm that you are aware of any legal limitations if such exist in your jurisdiction for services provided on Biterest.com.
This site is owned and operated by Biterest. You can contact us at any time. Please send us any questions, requests or general correspondence by contacting our support.
To use Biterest.com services, you may be asked to provide registration details in order to register a user account ("account"). It is a condition of use of this site that all the details you provide will be correct, current, and complete. If we at Biterest.com believe the details are not correct, current, or complete, we have the right to refuse you access to the site, or any of its resources, and to terminate or suspend your account.
You may only use your own account to use the services offered by Biterest.com. You are responsible for maintaining adequate security and control of any and all public and private Bitcoin keys, IDs, passwords, or any other codes that you may use to access Biterest.com. You are not allowed to sell, borrow, share or otherwise make available your account or any detail necessary to access your account to people or entities other than yourself.
Your account must not contain misleading or fraudulent information, including, but not limited to having a non-personal phone number, e-mail address, creating fake reputation information for your account, faking your country of origin or providing fraudulent identification documents.
We may at any time require you to complete our ID verification process and may also require you to submit additional identification documents to Biterest if we deem it necessary. Failing to complete ID verification will be considered a violation of this agreement.
We may close, suspend, or limit your access to your account or to other Services we offer if you violate these Terms of Service or any other agreement you enter into with Biterest, or as otherwise specified in these Terms of Service or other agreement you have entered into with Biterest.
If we determine that you have at any previous point in time violated this agreement or any other agreement that you have entered into with us we will immediately close, suspend or limit your account.
With a registered account users can create (for Borrowers) and accept (for Lenders) applications for loans secured by Bitcoin as collateral. Users may engage in loan transactions (“loans”) by initiating loan applications secured by Bitcoin holdings (for Borrowers) and wait for other users to accept your loan applications and lend money according to agreed terms (for Lenders).
All loan applications listed on Biterest.com are secured by Borrowers with unique collateral of Bitcoin. When loan applications are selected and accepted by Lenders, Borrowers transfer the collateral to multisig-address, which has three (3) public and private keys. In order to transact with collateral Bitcoin stored in multisig-address 2 of 3 private keys are required. Both the Borrower and the Lender has 1 private key each. The third private key is Arbitrator’s key held by Biterest. The third private key serves as trust mechanism between Borrowers and Lenders.
By initiating and accepting a loan application you agree to be bound by the terms of loan transaction (“loan terms”) set forth as terms of the loan on the loan applications page.
The terms of loans as agreed between the Borrowers and the Lenders are valid in all cases except when the terms contradict the Biterest Terms of Service or are illegal or if both parties of the transaction consent to alter the terms of loan.
The loan applications created by Borrowers in Biterest must contain all necessary terms, including loan period, annual interest rate, means of money transfer, etc. As such providing Lenders with sufficient information to support Lenders’ decisions on agreeing to finance the loan applications.
After the Lender accepts the loan application, the terms are locked and cannot be changed.
We may hide, remove, suspend, cancel or limit loan applications, if those violate these Terms of Service or any other agreement you enter into with Biterest, or as otherwise specified in these Terms of Service or other agreement you have entered into with Biterest.
Valid payment and money transfer details must be exchanged between users exclusively through the Biterest platform. It is a violation of these terms of service to provide payment details through other communication channels.
In case a money transfer made by a Biterest user to another user (either from a Lender to a Borrower or in opposite direction) is frozen, held, reversed, charged back or not received for any reason by recipient of the transfer on time as intended by the terms of the loan transaction; the transaction will be considered in breach of the transaction terms. Such cases must be referred by users to Biterest Dispute Resolution for thorough revue and investigation.
To process disputable cases, Biterest Dispute Resolution may and will request additional information from parties to the transaction, including but not limited with adequate proof of payment such as bank transfer instructions, bank or Paypal or other account statements, etc. Parties to the transaction must comply with Dispute Resolution requests and promptly provide complete and valid information as requested. Failure to respond to Dispute Resolution requests within provided timeframe or to provide complete and valid information may negatively impact case decision by Dispute Resolution.
When Lender turn unresponsive, we will resolve the dispute to the Borrower if we are confident the Lender has received valid repayment from the Borrower. If the Borrower is unresponsive, we will resolve the dispute to the Lender if we confident that the Borrower has not repaid the loan to the Lender.
Providing fraudulent information or documents in a dispute or making false claims or otherwise trying to force a certain outcome of a disputed transaction is considered a violation of this agreement.
Collateral Bitcoin will be held in multisig-wallet during loan period and until decision by Dispute Resolution in disputable cases.
Depending on the decision by Dispute Resolution on outcome of disputable cases, Biterest will provide it’s (Arbitrator’s) private key to the collateral held in multisig-wallet to a party being decided as winner of the dispute.
Your privacy is important to us. To better protect your privacy, we provide a notice explaining our online information practices and the choices you can make about the way your information is collected and used at this site. Click here to read the Privacy Statement which forms part of these Terms of Service.
This site and all materials incorporated by Biterest.com are protected by copyrights, or other proprietary copyrights. Some of the logos or other images incorporated on this site are also protected.
Your right to make use of this site and any material or other content appearing on it is subject to your compliance with these Terms of Service. Modification or use of the material or any other content on this site for any purpose not permitted by these Terms of Service may be a violation of the Copyright and is prohibited. You may access and display material and all other content displayed on this site for non-commercial, personal, entertainment. The material and all other content on this site may not otherwise be copied, reproduced, republished, uploaded, posted, transmitted, distributed or used in any way unless specifically authorized by Biterest.com
Your use of this site is at your own risk. Biterest.com and all the materials, information, software, facilities, services and other content are provided 'As Is' and 'As Available' without warranties of any kind, either expresses or implied. Biterest.com does not warrant that the functions contained in this site will be available, uninterrupted or error-free, that defects will be corrected, or that Biterest.com or the servers that make them available are free of viruses or other harmful components. Biterest.com does not warrant or make any representation.
Biterest.com does not accept any liability for any loss or damage, direct or indirect, resulting from any use of, or inability to use, Biterest.com or the material, information, software, facilities, services or other content on Biterest.com, regardless of the basis upon which liability is claimed and even if Biterest.com has been advised of the possibility of such loss or damage. Without limitation, you (and not Biterest.com) assume the entire cost of all necessary servicing, repair or correction or correction in the event of any such loss or damage arising.
The materials, informations and opinions included and/or expressed in or on the messages, feedbacks, advertisements or other pages on this site are not necessarily those of Biterest.com or it's affiliated or related entities or content providers. Biterest.com is not responsible to monitor or review the messages, feedbacks or advertisements and the content of the messages, feedbacks or advertisements is not the responsibility of Biterest.com. Biterest may remove or modify any content without notice of liability at any time in it's sole discretion. Any use of the messages, feedbacks, advertisements or any other content on this site will be at your own risk and will be subject to the disclaimers and limitations on liability set out above.
We will not accept or consider unsolicited submissions of concepts, stories, or other potential content. Therefore, please do not send Biterest.com any unsolicited submissions. From time to time, areas on this site may expressly request submissions of concepts, stories, or other potential content from you. Where this is the case, please carefully read any specific rules or other terms and conditions which appear elsewhere on this site to govern those submissions, since they will affect your legal rights. If no Additional Terms govern those submissions, then these Terms of Service will apply in full to any submissions you make.
Please act responsibly when using this site. You may only use this site and its contents for lawful purposes and in accordance with applicable law and you are prohibited from storing, distributing or transmitting any unlawful material through this Site. You recognize that storing, distributing or transmitting unlawful material could expose you to criminal and/or civil liability. You agree that if a third party claims that material you have contributed to the Site is unlawful, you will bear the burden of establishing that it is lawful. You understand and agree that all materials publicly posted (other than by Biterest.com) or privately transmitted on or through this site are the sole responsibility of the sender, not Biterest.com, and that you are responsible for all material you upload, post or otherwise transmit to or through this site.
We at Biterest.com require that you do not post emails or submit to or publish through Forums or otherwise make available on this site any content, or act in a way, which in our opinion:
In addition, you are prohibited from removing any sponsorship banners or other material inserted by Biterest.com anywhere on this Site (e.g., on any web space made available for your use).
Without limitation, you agree not to send, create or reply to so called mailbombs (i.e., emailing copies of a single message to many users, or sending large or multiple files or messages to a single user with malicious intent) or engage in spamming (i.e., unsolicited emailing or messaging for business or other purposes) or undertake any other activity which may adversely affect the operation or enjoyment of this site by any other person. You may not reproduce, sell, resell or otherwise exploit any resource, or access to any resource, contained on this Site.
Any passwords used for this site are for individual use only. You shall be responsible for the security of your password (if any). Biterest.com shall be entitled to monitor your password and, at its discretion, require you to change it. If you use a password that Biterest.com considers insecure, Biterest.com will be entitled to require this to be changed and/or terminate your account. You are prohibited from using any services or facilities provided in connection with this site to compromise security or tamper with system resources and/or accounts. The use or distribution of tools designed for compromising security (e.g. password guessing programs, cracking tools or network probing tools) are strictly prohibited. If you become involved in any violation of system security, Biterest.com reserves the right to release your details to system administrators at other sites in order to assist them in resolving security incidents.
Biterest.com reserves the right to investigate suspected violations of these Terms of Service, including without limitation any violation arising from any submission, posting or e-mails you make or send to any Forum. Biterest.com may seek to gather information from the user who is suspected of violating these Terms of Service, and from any other user. Biterest.com may suspend any users whose conduct or postings are under investigation and may remove such material from its servers as it deems appropriate and without notice. If Biterest.com believes, in its sole discretion, that a violation of these Terms of Service has occurred, it may edit or modify any submission, posting or e-mails, remove the material permanently, cancel postings, warn users, suspend users and passwords, terminate accounts or take other corrective action it deems appropriate. Biterest.com will fully co-operate with any law enforcement authorities or court order requesting or directing Biterest.com to disclose the identity of anyone posting any e-mails, or publishing or otherwise making available any materials that are believed to violate these Terms of Service.
Biterest.com reserves the right to modify or discontinue, temporarily or permanently, all or any part of this site and/or any software, facilities and services on this site, with or without notice, and/or to establish general guidelines and limitations on their use.
This site may link you to other sites on the Internet. These sites may contain information or material that some people may find inappropriate or offensive. These other sites are not under the control of Biterest.com, and you acknowledge that (whether or not such sites are affiliated in any way with Biterest.com) Biterest.com is not responsible for the accuracy, copyright compliance, legality, decency, or any other aspect of the content of such sites. The inclusion of such a link does not imply endorsement of any site by Biterest.com or any association with its operators.
Biterest.com cannot ensure that you will be satisfied with any products or services that you purchase from any third-party site that links to or from Biterest.com since other sites/stores are owned and operated by independent web masters/retailers.
Users of Biterest.com are themselves responsible for making sure they are in compliance with legislation of the jurisdiction they operate in.
The Materials and all other content in this site are presented solely for the purpose of providing entertainment and information and promoting programs, films, music, and other products available. The site is controlled and operated by Biterest.